AIU, a member company of AIG, shall provide a 24-hour travel insurance for the insured persons as stated in this policy schedule, which covers travels to the countries
and areas including but not limited to U.S.A., Canada, Austria, Belgium, Denmark, Finland, France, German, Iceland, Italy, Greece, Luxemburg, Holland, Norway, Portugal,
Spain, Sweden, Switzerland, Poland, Czech, Esthonia, Lithuanian, Slovak, Hungary, Australia, New Zealand, South Korea, Japan, Hong Kong, Macau, and Taiwan Province.
本公司作为美国国际集团的成员，为本保险单所载之被保险人在旅行期间提供24小时的保险保障，涵盖地区包括但不仅限于美国、加拿大、奥地利、比利时、丹麦、芬兰、法国、德国、
冰岛、意大利、希腊、卢森堡、荷兰、挪威、葡萄牙、西班牙、瑞典、瑞士、波兰、捷克、爱沙尼亚、立陶宛、斯洛伐克、匈牙利、澳大利亚、新西兰、韩国、日本以及香港、澳门和台
湾等国家和地区。
This certificate is for your information only. The official and binding contract is the policy issued.
本保险凭证仅供参考. 正本保单具有最终法律效力.
With this insurance, we sincerely wish Mr./Ms. LIU YING to have a pleasant journey in your country.
在本保险计划的保障下,我们衷心祝愿刘盈先生/女士在贵国旅行期间旅途愉快.
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World Business Card
During business travel you are exposed to numerous risks including those associated with accidents. With the World Business Card you receive the added benefit of a Business Travel Accident insurance plan designed specifically to address the concerns surrounding these unpredictable events. The World Business Card is easy to apply for and is available for European Visa Application. Coverage extends from accidents to the loss and damage of personal effects and is available for both domestic and international travel. Apply now for the World Business Card and put your business travel concerns to rest.
Features
l Offer 3 plans to suit different needs
l 24-hour worldwide service covering international and domestic business trips
l Comprehensive protection including travel inconvenience
l Easy application and efficient claim service
l Laptop computer is covered
Benefits
l Accidental Death, Burns and Dismemberment
Provides a lump sum payment in the event of a death, burns and dismemberment as a result of an accident.
l Medical Reimbursement
Reimburses the actual medical expenses due to an accidental injury or sickness.
l Medical Evacuation & Repatriation
AIAS will arrange and provide the medical evacuation and repatriation services, if the insured suffers an injury or sickness during the business trip.
l Repatriation of Remains
AIAS will arrange the repatriation of remains of the Insured Person to his/her place of residence.
l Loss of Personal Baggage
Covers loss of damage of personal baggage and effects due to theft or robbery or the third party’s liability.
l Loss of Money
Covers loss of money due to theft or robbery.
l Loss of Travel Documents
Covers the cost of replacement for passports, travel tickets and other travel documents as well as additional travel expenses, hotel accommodation expenses incurred.
l Travel Delay
Benefit will be paid for every 5 hours of delay, due to inclement weather, natural disaster equipment failure, strike or hijack.
l Baggage Delay
We will reimburse the expenses for any purchase of emergency necessities in event of misdirection or delay of your baggage for over 8 hours from the time of arrival at destination abroad.
l Personal Liability
Covers legal expenses and compensation for bodily injury or damage to property of the third party as a result of accident.
Protection Plan
Coverage
Maximum Benefit (RMB)
Silver
Accidental Death, Burns & Dismemberment
100,000
Medical Reimbursement
-Accidental and Sickness Medical for Overseas Travel
-Accidental Medical only for Domestic Travel
（Deductible:RMB200/person/claim）
300,000
Medical Evacuation & Repatriation
250,000
Repatriation of Remains
（其Funeral expense limited to RMB16000）
50,000
Loss of Personal Baggage
（RMB1500 per item or set of items; Max RMB3000 for laptop computer; Deductible RMB100 per claim）
3,000
Loss of Money
（Deductible RMB100）
1,000
Loss of Travel Documents
（Deductible:RMB100）
5,000
Travel Delay
（RMB300 for every 5 hours of delay）
600
Baggage Delay
（for over 8 hours of delay）
1,000
Personal Liability
500,000
Instruction of General Exclusions
l War (declared or not), riot, strike, civil commotion or any warlike-armed activities.
l Any loss arising out of any biological, Chemical or nuclear warfare, atomic or nuclear explosion, burns or radioactive emission.
l Injury intentionally caused by the applicant or beneficiary, or self-inflicted injury or suicide whether he/she is insane or not.
l Any injury as a result of Insured Person being under the influence of alcohol or drug.
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