荷兰买房经验谈 -常见问题和超有用买房工具(2011年更新)

房价是看地段+ 周围总体水平+你的心理价位的。
大城市，特别是ams的房子，很多一部分是高于开价卖掉的。
我朋友，用39万5买了开价38万的房子。阿姆斯特丹的
如果有别人给你竞争价格，你又很喜欢的话， 就开始拼价格了。

大家说过段时间房价会不会跌。

我觉得荷兰的房价还是比较稳定的，金融危机后可能会降，但估计也降不到哪去。如果我是房主，自己的住着的房子，房价太低我就不会卖了。欢迎拍砖~

其实说到底, 如果是买自己居住的房子的话, 房产兴旺或者不兴旺, 并没有太大的区别的

因为你这一套卖掉去买另外一套的话, 大家市值是一起增加的

只能说, 房产可能抗通货膨胀性能比较好

前几个月听说Amsterdam的房子价格下降了几个百分点

据说这两年荷兰的房价比较稳定，但前些年涨得多，泡沫的程度就不清楚了，还据说荷兰的房子比周边其他欧洲国家高。目前荷兰的房价是稳定的，但就是卖不动。

我们也刚签的合同，心里直发毛，据说英国和西班牙的房价跌了很多了，要是这里也跌个20%，那就哭死了。所以不着急买的还是等等吧。

荷兰平均房价要跌。但是注意，平均而已。
我家周围的房价根本没有跌过。
至少从我买到现在， 周围类似的房型还是那个价格。倒是利率上涨了不少。
我觉得荷兰房价比较稳定。
话又说回来，美国房价就算跌了一半，你也不可能马上搬家去美国吧。

Post by shenyi;3524365
据说这两年荷兰的房价比较稳定，但前些年涨得多，泡沫的程度就不清楚了，还据说荷兰的房子比周边其他欧洲国家高。目前荷兰的房价是稳定的，但就是卖不动。

我们也刚签的合同，心里直发毛，据说英国和西班牙的房价跌了很多了，要是这里也跌个20%，那就哭死了。所以不着急买的还是等等吧。

我对荷兰的房价还是蛮有信心得

就算跌了，你刚买的房子还是至少要过了5，6年才卖。到时候也回来了

By Rachel Levy Oct 14, 2008

Amsterdam - For the first time in more than two decades, Dutch residential real estate prices have dropped, the largest Dutch real estate broker's association NVM is reporting.
  NVM chairman Ger Hukker said the drop was 'understandable'  considering the credit crisis.  
  Dutch banks were now reluctant to provide mortgages, negatively affecting home prices, he said. The NVM 'urgently' called on Dutch banks 'not to disturb' the real estate market any further. Sponsored Links:
  The NVM says prices fell 0.3 per cent in the third quarter of 2008  compared with the second quarter.  
  The current inflation level in the Netherlands of 3.1 per cent in the third quarter has not yet been factored in - indicating the actual price drop is higher.
  Dutch real estate prices suffered only one slight setback of falling prices for just three months at the start of the first Gulf War in 1990.
  'We expected a drop,' Hans de la Porte, spokesman for the Dutch home owners association VEH, told Deutsche Presse-Agentur dpa. 'The credit crisis has made consumers and banks more cautious.
  'Under normal economic circumstances, the level of preparedness to purchase a new home marks 100 points. Today, this number has dropped to 72 points.'
  The NVM said the total number of homes sold in the third quarter dropped by 13 per cent. At the same time, the number of homes on the market increased by 7 per cent, with homeowners needing more time to sell their property.
  Meanwhile, the difference between asking and selling price  increased from 0.3 to 3.6 per cent.  
  De la Porte warns that the 2008 fourth quarter will probably turn  out to be even worse and that trends might persist.  
  In Amsterdam, the current turnaround is most obvious. Some 70 per cent of the real estate market consists of subsidised rental homes, leaving only 30 per cent for the buyers' market. Sponsored Links:
  Two years ago, homes for sale anywhere in the city attracted tens  of potential buyers on a single day.  
  But as of the second quarter of this year, the number of home sales in Amsterdam dropped by more than 25 per cent. A record number of homes went on sale, while selling time increased by 30 per cent and demand dropped to an all-time low.
  In South Amsterdam, one of the most sought-after areas of the Dutch capital, prices dropped almost 12 per cent. By the second quarter of 2008, Amsterdam and its immediate surroundings were the first Dutch city agglomeration to mark a drop in home prices (down 2.7 per cent).
  This trend increased in the third quarter (down 3 per cent), making Amsterdam the region where prices fell most in the entire Netherlands.
  Prominent Dutch financial analyst Willem Middelkoop predicts Dutch home prices will fall between '15 and 50 per cent' in the next three to five years. He blamed banks for creating a price 'bubble.'
  Until just a few years ago, Dutch banks provided mortgages amounting to more than 100 per cent of the purchase price of a home, with 3 per cent interest. Sponsored Links:
  This drove up prices, creating a bubble that simply 'has to burst  at some point.'  
  In the four biggest Dutch cities, prices have exploded over the last two decades, with particularly young couples struggling to buy homes.
  'If prices fall it also means precisely these young couples will have a more difficult time. They experience more problems getting a mortgage, for example. Don't forget interest on mortgages was 3 per cent in the past. Today it is around 6 per cent.'
  It was not likely that the Dutch would experience the drastic price drops felt in the United States or Britain, De la Porte said.
  'Dutch home prices increased for different reasons. There is a structural shortage of homes on the Dutch market. This usually results in a price increases, but in difficult times, it ensures price stability.'
  The VEH-spokesman also claims that, contrary to the US or Britain, the Dutch government took measures to mend problems with Dutch mortgages several years ago.
  'The government made a new law prohibiting banks from providing mortgages amounting to more than 4.5 per cent people's income,' he says.
  Unlike in the US and Britain, most Dutch have fixed-interest  mortgages.  
  'Therefore I do not believe prices will fall substantially,' De la  Porte says.  
  Still, a survey by one of the largest Dutch real estate websites shows that his views are not shared by most Dutch. Some 69 per cent expect prices to drop with at least 15 per cent in the coming year.

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