30楼的真的很专业。 谢谢你的给力建议,不过我似乎在网上找到这样一些看法。
认为在这样经济低迷的环境中开银行是有优势的,
"low interest rates can attract deposits by paying slightly higher than market rate on your longer- term certificates of deposit, while still keeping your overall cost of funds low. Deep recessions present a particularly good opportunity for new banks because so many established banks tend to go out of business and nervous depositors often seek out smaller community banks where they feel management has a more conservative attitude."