IPS保险公司不愿意补偿医疗费用怎么办？

长智齿 看保险公司介绍，似乎拔掉智齿务也在保险范围内。

IPS 保险公司真恶心！
那本保险介绍上写：Jaw surgery, including the removal of wisdom teeth, are being seen as a dental treatment under the wording of this contract.
去看牙医前发邮件说长智齿，问去看医生和拔除智齿（万一）的费用是否包涵在保险内，结果他们的答复是：
Your insurance started on 15-8-2009 and according to our medical advisor the problem with your wisdom teeth is a pre-existing condition.
This means that according to the T & C of your insurance no reimbursement will be made in respect with this dental problem and we are sorry we can not be of further service.
如果都这样，保险买了一点用处也没有了。

[ 本帖最后由 CHAMPAGNE 于 2009-9-29 14:10 编辑 ]

貌似只要直接去看自己的牙医就好了
电话黄页上有牙医电话，只要就近找就好的吧，之前打电话预约一下

IPS 是要先自己支付所有的费用，然后向他们申请报销~

[ 本帖最后由 CHAMPAGNE 于 2009-9-29 14:09 编辑 ]

牙医和理疗一般的保险都是不包的。 如果包牙医的话要另外交钱，一年交下来还不如选不包的呢。除非经常看牙

全世界的保险公司都是这样子~~呃~~