请问下ABN信用卡金卡和普通卡的区别是preferred spending limit不同。这是啥意思？
请看下面来自信用卡申请表的选项。
Credit card details
ABN AMRO Credit Card and ABN AMRO Ajax Credit Card
Preferred spending limit: b 1,000.- (one thousand) b 2,500.- (two thousand five hundred) b 5,000.- (five thousand)
b 7,500.- (seven thousand five hundred) Other amount b (in words: )
ABN AMRO Gold Card
Preferred spending limit: b 5,000.- (five thousand) b 10,000.- (ten thousand) b 15,000.- (fifteen thousand)
b 20,000.- (twenty thousand) Other amount b (in words: )
第二个问题，申请表上的payments是啥意思？一般应该选哪项？哪项最划算？
Repayments
You can choose to pay either in monthly instalments, or have the full balance debited automatically.
You choose Spread Payments. Your spending limit equals the agreed credit limit. The Conditions of Spread Payments on the reverse side of this form apply (you are the Borrower
specified therein). Each month 3% of the outstanding balance will be debited from your account. You may choose to pay a higher amount or the entire outstanding
balance at any time. You will pay monthly interest on the outstanding amount. The interest rate may vary and is currently set at 1.24% per month, which is equivalent to a
compound annual rate of 15.9%. ABN AMRO will inform you in writing of any changes to these rates. Further information is set out in the Spread Payments prospectus, which
is available on the internet (www.abnamro.nl/creditcards) or from ABN AMRO Creditcard Services (on 0900-0816, local rate). If your application for Spread Payments is approved,
you can cancel the contract within 14 days of it taking effect if it was not concluded through one of the ABN AMRO bankshops. If you wish to cancel the contract,
please write to the address at the bottom of this form. If you wish to invoke this right, you are obliged to pay for any purchases or withdrawals made with the credit card and
any interest due in one go.
You choose Payment in Full. The entire outstanding amount will be debited from your account on a monthly basis.
谢谢啦！ |
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