Can a "Type V - EU langdurig Ingezetene" ID apply for a NHG mortgage

Hi guys,

I can not type in Chinese since I am at work......sorry for that.
My wife and I, are applying for a NHG mortgage. We have been working in NL for over 5 years and we got our "Type V - EU langdurig Ingezetene" ID in the NL as well. The agency from "de hypotheeker"told us that we can not apply for a NHG mortgage since we are not holding the EU permanent ID. I am confused.

- Can anyone help to tell me if "Type V - EU langdurig Ingezetene" ID can apply for a NHG mortgage?
- Can anyone help to tell me what is the difference between the "Type V - EU langdurig Ingezetene" ID and the "true EU/Dutch permanent resident"?

Thanks a lot!

这个问题我建议你直接给NHG打电话。根据我的经验，只要你是kennismigrant 或者有长期居留的都可以申请。不过有以下限制条件：

1）房产价值不能高于NHG规定的范围
2）申请NHG后，NHG不允许出租，只有在公司证明外派的可以最多出租3年。

其实有时候那些HYPOTHEEKER不熟悉或者不愿意这么麻烦，才这么说的。

这个type V的id 确实不好用 或者说有些机构不清楚它 之前和ING谈贷款时候 居然说这个ID不是永久居留 因为卡上没有onbepaald这个字 所以不能贷全款…… 不过其他银行是可以的 只是有些会对这个ID疑惑些 他们要先查证… 真不行 你就找别的贷款机构试试